What Is A Personal Injury? How Do Personal Injury Lawsuits in NJ Work?

If you’ve seen ads for personal injury lawyers, you may wonder what sorts of cases they take on. What is a personal injury anyway, and how does a personal injury lawsuit in New Jersey work? Keep reading to find answers and advice from the Law Office of Kevin Kruse.

Personal Injury Defined by NJ’s Attorneys
A personal injury is any injury to your person—including physical, emotional, and mental injury. It does not include damages done to property, or financial loss (theft). When you have a personal injury suit, you are not the one who caused the injury—another person, entity, or organization has caused your injury due to their negligence, ill intentions, or fault. Personal injury cases have been rising in the United States for many years, likely because we have many people living closely together. Accidents happen, but you shouldn’t have to pay for it if it wasn’t your fault!

Should I File A Personal Injury Lawsuit in NJ?
Most personal injury lawsuits are filed after you have exhausted other options. For example, if another driver struck your vehicle and broke your leg in the crash, their car insurance would most likely cover that accident. If the neighbor’s fence falls over and lands on your head, their homeowners insurance would likely cover your bills. But what about when they don’t? Or when the payment is not enough? What if you feel you have been undercompensated? This is the point where you need to hire a personal injury attorney. You may be able to reach a settlement, or you may proceed to a formal lawsuit and legal case—your personal injury attorney will help you reach the best decision.

How Do Personal Injury Lawsuits in New Jersey Work?
If you do decide to move on with a personal injury lawsuit, you need to start by understanding that your resolution can take months, often up to years, to fully get resolved. Your personal injury lawyer in NJ can help you to navigate the many moving parts, including health insurance, liability insurance such as car or homeowner’s insurance, medical bills, nursing care bills… it goes on and on. If the case moves to trial, you may even need witnesses to help describe the situation. No matter what, you need strong legal representation.

Nobody hopes to have a personal injury, but if you do, trust that the legal team at Kruse Law is on your side. Call today for a free consultation on your personal injury case and start getting the justice you deserve.